The story of a farmer

Some food for thought for the agriculture sector based on observations in the fields of Guntur, AP:

1. Co-Op banks/ Agriculture banks to lend micro credit at lesser interest than other credit lenders
2. Retailer to directly sell to farmers through meetings, mandis after expert comments from the crop scientists in a farmers’ meeting
3. Retailer to form base to credit policy, as the retailers know the credit history and pattern of purchase of the farmers
4. Micro lending to co op lands in which small farmers come together for tilling lands lesser than 1 hectre and distribute profits in the co-relation of the type of harvest and kind of harvest
5. Micro credit linked to the harvest of seasons to predict the quanity and quality of the next harvest
6. Farmer data base on a central repository from which the data is connected to the Aadhar database for farmer details, and hence subsidy directly
7. More incentives on the type and quality of harvest can be there, which will allow the farmers to get a revision on MSP
8. Government can take a call if MSP can be refereshed within a year, season or within 2 seasons
9. Land Auditing/ Soil Testing on the type of land, and the crop that they can grow based on the soil test that can be done
10. Pilot on the changes based on geographical pockets which are heterogeneous in nature can be done

Thank you for reading this!

One Comment

  1. Chandrmouli Singh

    Thanks Anirban at least you understood the pain and plot of Indian farmer. Truly indebted with your views, just a few points to be added on your article:

    1. Reach of Co-op banks is good but service quality a challenge, coming to public sector banks paperwork is enormous even for the credit of Rs. 5000 and both will only provide you credit for raising of crop. So being a farmer my credit requirement are not just to till my land or raise crop,I have responsibility of my family, education of kids, a lot many festivals gift from kaleidoscopic India and so called social responsibility. Here the non-institutional source of credit plays a critical role by giving credit based on trust, quickly and never deny just because you are a farmer.
    2. In particular agricultural scientist they are far far away from farmer although it’s their job but they avoid soiling their clothes and shoes. We have a system of KVK (Krishi Vigyan Kendra) located at almost every tehsil/mandal but the kind of expertise these people have is pity, keeping myself blunt ‘outdated’
    4. In reality apart from Gujarat and Maharashtra, the co-operative farming is just a word. It is popular among livestock grower (Cattle/Goat/etc.) but for crops it’s still a concept begged from Israel.
    5. Micro-credit has no where linked with harvesting either quantity or quality, it only stick to stipulated time frame of 6 months in KCC (Kisan Credit Card) for subsidised credit. After 6 months you will be penalised extra 7 percent for every coming day.
    7. MSP or the government structure has nothing to do with quality of produce they have their standard which no where matches with market standard. So If I have a substandard produce and superior most produce, both will fetch same prices or I have to find someone who will buy my harvest.
    8. Govt. periodically refresh the MSP of crops once in year just before sowing season to maintain the harmony in crop production (Cereals, Pulses, Oilseeds and Cash crop)
    9. A farmer is best judge to grow what he wants to grow and monsoon is the best parameter which decides it. This soil health card can only give him information about judicial use of fertilizers and micronutrient. It has a very limited and specific use rather MSP and monsoon dynamics plays a major role in allocation of lands to a particular crop.
    10. Technology available with agricultural department is very primitive, even the pioneer institutes such as IMD (Indian Meteorological Department, Pune) is poor in forecasting weather phenomena. IARI, New Delhi (apex body of agricultural research) has limited reach and the kind of research University scholar produce is ridiculous. I’ll share a few done by my friends. Comparing to Japan, Israel and West where technology such as precision farming, pest/disease forecasting is in practice ours is just a toddler. Even countries like Philippines, Indonesia and Malaysia are ahead of us.

    Apart from all a new league of so called conservatives/naturalist/preservatives/eco-friendly/organic number of words to name has been emerged. These all guys can only make hue and cry, they just complaint as they look very superficially. When you go to the grass root level you will find either problem is exaggerated or not real but hyped just to gain attention; they never come up with solution.

    Thanks for sharing such beautiful things with me and wake me up…. I hope I had put lots of who, what, why for you; love to read your articles and love to be the part of it..

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