My name is BOND

Bonds, convertible or non-convertible, corporate or treasury, taxed or free, government backed or corporate backed, creditor or debitor related, adjusted to yield or not, play an important factor in determining the growth of any country. Here is a glimpse of the BOND buying program for the ECB, the Feds, with reference to currency printing in Latin America, which has lead to dilution of currency. Yields at 1% or 2% can be substantial than the credit growth of many EMs or emerging markets. Parking money for a small amount of time, not invested in stocks can have huge implications for the…

Notes for the Central Bankers

Dedicated to the Feds, RBI, Central bank of China and Bank of England, South Africa, Brazil and Australia Are currencies overvalued or undervalued? Given the top three economies which have very wide disparities in their nominal and real rates of exchange, including effective exchange rates, it becomes pertinent to apply logic and facts for the widening CADs in these countries. Taking a closer look at the case of RBI in India, the Central Bank has taken a very dovish stance related to the CAD. Here are a few points that can be introduced for the widening CAD, affecting inflation in…

Public Distribution System: An approach for WTO and World Bank

A public distribution system or PDS in India can be used as a pet project to remove scarcity of food grains almost all around the world. Here is a glimpse of the trade that can happen in the new deals in WTO for a change. Stockpiling for unnecessary reasons is not an agenda, but the distribution is. Procurement, stockpiling and distribution can lead to lesser food scarcity. A report to use and scrutinize. PS: The numbers used are figurative. Basing deals only on the currency factor is not advisable. Procurement can be done based on transportation and freight charges. Public…

F and M Student Status: An approach for Homeland Security in the USA

F and M student visa The Department of Homeland Security issues quite a handful of student visas, where people from different places apply- especially from the South Asian countries. F-1 is a status of the current student visa, and M-1 is a status of a student visa meant for vocational courses, which require a different status, other than F-1 and J-1. Some of the differences of these visas are meted below. Credentials F-1 M-1 Academic Program Academic coursework with a core academic curriculum Vocational program without any core academic curriculum Annual Leave Eligible for annual leave which means break in…

The woes and pangs of WTO

Trade Issues in WTO The problems confronting primary exports are manifold. Many extraneous and intraneous factors deplete trade liberalization. A few factors that try to disengage trade are as follows. Steady detoriation for the need of demand based on price elasticity for primary products in the open and international market can be a hinderence to the severe trade measures. Severe fluctuations in terms of trade for primary and secondary products to create price pressure for internal tagging kills the demand for natural and synthetic goods. The growth of substitutes for unnatural product prices in the market can create negative demand…

Trade Rulings in the WTO

A Reference to SEZs or Special Economic Zones in any country Recently, trade barriers and trade embargoes has caused a lot of pain in the world that has drawn an attention to WTO on the trade imbalances of any country. Here are some pointers that can create a new trade path. Compensation for unrelated indirect taxes paid by exporters can have an exemption on imports, higher freight rates, market development costs, for a variation of products across the entire gamut. Basically, it entitles any country to introduce allowances for greater taxes paid, mainly indirect. Duty Drawback System in lowering of…

Insurance pooling in Medicare and Medicaid : An analysis for G-7

Private health insurance analysis for underwriting Purchased insurance, social insurance, or even social welfare program for health coverage and health benefits can create a Medicare or Medicaid by pooling resources to spread the financial risk associated with major beneficial expenses across the entire population to protect everyone, including persons who need medical assistance. Health insurance can cover disability or long-term nursing or custodial needs and not just ad-hoc episodes for any hospitalization care. Private Health coverage can be a consumer driven healthcare economy which would prefer a 3-tier based primary, secondary and tertiary sector of health care assistance to use…

Medicare policies that can save earnings

Universal Health Code Universal Health Code can draw a lesson from the health insurance scheme taken by the Feds in the US. Some food for thought has been given below. Universal health care system, with no universal health coverage, need to operate with a national health scheme, single-payer or multi-payer universal health coverage, under laws covered by the Feds, to enhance a hybrid system in the US. Reasons for the rising costs is on the rise for chronic diseases, including obesity, where most of the medicare spending go towards physicians and hospital fees, associated with repeated hospitalization. ACA or Affordable…

A few tax codes based on earnings and profits: A proposal

Universal Tax Code Increase in tax as a part of GDP earnings, over a period of time can be a good factor for the fiscal year, given the debt to GDP ratio of any country. An optimal tax can be a very good factor for offshore agreement for corporations, which does not need to pay high taxes for dual tax treaty, but balanced. Here is some food for thought for the US federal structure based on a few notes. A territorial tax system can no longer be taxed based on foreign earnings, which will earn peanuts based on their currency…

USD or not?

Source: DBS The value of the currency wars and an alternate currency Can gold be an alternate currency? Or, are the central bankers afraid of hedging? Here are some few thoughts on the issue of alternate currencies. The resolution of the Central Banks between countries to adopt a monetary policy that can maintain the exchange rate within a fixed value or less than 2-3 % variation of the currency can support inflation and deflation for any country. In the face of the system, the leading world currencies can trade keeping a back-up of gold, hedging against any risk based on…

To Brexit, or not?

51 versus 48 A popular voting from the Brits starting from 51% versus 48% in favour of the Brexit was actually a popular voting trial that shook the legacy of the Brits in their own backyard. France and Germany had been running mates for EU, by filling the coiffures of the EU countries at a revised tax of 23% to 28%. Germany and France, including Belgium will be in a popular stay in EU, and would definitely pull back EU within 3-5 years of positive and industrial output. If Brexit happens, these countries will make sure that Britain has a…

To the Queen, with love

With reference to the EU referendum The British Parliament is in a state of conundrum as to how to proceed for the negotiations in the Brexit issue. A few of the points divided are given below for the EU referendum. Clauses for discussion For Brexit Against Brexit Migration Migration will be stopped Migration is natural New Trade Deals New and independent trade deals No assumptions can be taken for trade deals Free Trade Deals Free trade deals will hamper the Brexit vote No free trade deals with EU Economic Stability Economy will stabilize is an assumption Will increase prices affecting…

Dedicated to the monks of Tibet

Neuro Telepathy It is remarked that the Buddhists could live spiritually for more than 1,000 years within their body, given their power of self healing. But, if anyone meets with an accident, then is it possible that people connect with each other spiritually through telepathy? Neuro-scientists are arguing that given the brain function that some sages have attained, monks and sages actually connect to each other at a distance via telepathy. Seeking answers within oneself can proceed to lead to this sudden discovery, including the process of self-healing, which the monks have practiced over the years! If one attains a…

2B or H1 or H1-B?

Dedicated to Her and Her People who live under the Torch Like every country with a non-racist and unbiased bias, immigrant working visas are very critical and crucial to any country. Melting pots as USA, Canada, ANZ, Japan, Switzerland, UK and South Korea form the crux of any immigrants seeking immigration. The country that I had traveled the length and breadth of the country through ‘Greyhound’ in almost over 12 states, speaks the length and breadth of immigrants, not under H1-B. H1-B needs an overhaul. A recent connotation happened, when spouses of H1-B on H4 visas were in talks for…

Macbeth and the three witches of EU

European Union England is in a dilemma that many countries inside the EU are facing now. Will EU survive the trade deals? Or will Germany and France put an anchor to an individual British innings? Kindly read on! Cold War and the creation of the Eastern Bloc was an impediment factor to the immigrants to move to Germany, France and the UK for better prospects. Age old notion of a few conservatives, who were baby boomers, essentially people who were born after the Brits returned to the UK post WW II, still form a notion that other EU countries are…